Research

Capital Advisors Group’s Credit Research Department focuses on capital preservation, proper liquidity levels and risk-adjusted returns. As “fundamental” credit investors, we use a bottom-up process to identify issuers with strong operating results and financial flexibility. We have a multi-faceted credit research process with an institutional “buy-side” focus, a robust risk management system, specialization in financial institutions, and an objective to manage separate accounts. This is in contrast to cash management units at other large financial institutions that may rely on credit functions elsewhere in the organization that serve investment banking, pension or money market fund needs.

The main credit objective at Capital Advisors is to look for issuers with strong credit fundamentals compatible with corporate cash investors. Aside from evaluating an issuer’s fundamental credit metrics, we place greater emphasis on assessing its event risk and market risk. Our objective, in addition to avoiding credit defaults, is to seek out credits that provide effective headline risk management, enhanced portfolio liquidity, better risk diversification, minimized market-driven credit losses, and lastly, risk-adjusted yield potential. Research reports are available on any security that may be recommended for a client's portfolio.

Over our 19-year history, we have developed a deep knowledge of the needs and goals of our client’s treasury departments leading us to produce a wealth of research material focused solely on the cash management aspect of the treasury function.

These reports are also used internally by Capital Advisors Group during:

• Policy Creation
• Benchmark Selection
• Strategy Development
• Risk Control
• Audit Committee Reports